Tools

The same underwriting we run on a real file, free and in your browser.

• Commercial loan payment and balloon calculator A commercial mortgage payment is calculated on a long amortisation, but the loan matures long before that amortisation ends. The payment is the small question. The balloon balance you must refinance at maturity is the large one, and this calculator shows both.
• Commercial loan sizing calculator A lender sizes a commercial loan three ways at once — debt service coverage, loan to value, and debt yield — and then lends the lowest of the three answers. Most owners only ever check loan to value, which is why the number they expect and the number they are offered rarely match. This calculator runs all three and names the one that binds.